Find travel insurance
tailored to your
exact itinerary.
Compare 50+ global insurance providers with niche recommendations, real-world pricing, and scenario-based FAQs tailored for international travelers across all regions.
Build your coverage shortlist
We’ll show you policies that match these destinations, travel styles, and activities—no spam, just coverage intel.
We read the fine print so you don't have to.
150+ niche guides covering everything from scuba depth limits to missionary evacuation.
Real-world cost data: helicopter rescues, cruise medical bills, nomad equipment claims.
Updated weekly with policy changes, claim denials, and coverage gap alerts.
Traveling to Europe, Cuba, or Thailand?
Over 40 countries require proof of insurance for visa approval or entry. Schengen countries need €30,000+ coverage. Don't get denied at the border.
Who we help
Travelers planning specialized itineraries.
From backcountry ski trips to medical tourism journeys, our team researches the fine print so you can travel with confidence.
"The missionary insurance guide was a lifesaver. We found coverage for our 18-month Honduras assignment that includes political evacuation—something our church's group policy excluded."
Pastor David M. — Mission team leader"Cruise line offered us their insurance at $380/person. This site showed me a third-party policy at $210 with better medical limits and CASH refunds instead of cruise credits."
Janet K. — Retired teacher, Alaska cruiseSmall incidents add up. Major ones are devastating.
These are actual costs travelers faced without proper coverage.
Phone stolen in Barcelona
Standard travel insurance often caps electronics at $500—not enough for a new iPhone.
Laptop screen cracked on flight
Baggage coverage excludes electronics damage in many policies. Screen replacement or new device costs add up.
Medical evacuation from Thailand
Severe food poisoning requiring air ambulance to Singapore. Many policies cap evacuation at $25,000—leaving a $20,000 gap.
Shop smarter with niche-focused guides
Browse 15+ specialized travel categories, from adventure sports to medical tourism, with curated coverage recommendations and step-by-step checklists.
Niche coverage
Adventure Sports
Coverage checklists, risk profiles, and provider recommendations tailored to this travel style.
Niche coverage
Cruise Trips
Coverage checklists, risk profiles, and provider recommendations tailored to this travel style.
Niche coverage
Digital Nomads
Coverage checklists, risk profiles, and provider recommendations tailored to this travel style.
Niche coverage
Female Solo Travelers
Coverage checklists, risk profiles, and provider recommendations tailored to this travel style.
Niche coverage
Medical Tourism
Coverage checklists, risk profiles, and provider recommendations tailored to this travel style.
Niche coverage
Missionary Work
Coverage checklists, risk profiles, and provider recommendations tailored to this travel style.
Niche coverage
Senior Travelers
Coverage checklists, risk profiles, and provider recommendations tailored to this travel style.
Travel insurance FAQs
Quick answers before you dive into the guides.
Do I really need travel insurance?↓
If you can't afford to lose your trip cost ($3,000-$15,000 average) or pay $50,000-$200,000 for a medical emergency abroad, yes. Even low-risk trips have unexpected events: flight cancellations, lost luggage, food poisoning requiring hospitalization.
When should I buy travel insurance?↓
Within 10-21 days of your first trip deposit to qualify for pre-existing condition waivers and maximum cancellation coverage. But even last-minute policies cover medical emergencies and evacuation.
What's the difference between travel insurance and health insurance?↓
Your health insurance likely doesn't cover you abroad (Medicare doesn't). Travel insurance includes emergency medical, evacuation ($25k-$250k), trip cancellation, and lost baggage—things health insurance never covers.
How much does travel insurance cost?↓
Typically 4-10% of your total trip cost. A $5,000 trip = $200-$500 in premiums. Adventure sports, seniors, and long trips cost more. Cancel-for-any-reason (CFAR) adds 40-60%.
Can I buy insurance after I've already left?↓
Some providers (World Nomads, SafetyWing) allow it, but you'll have waiting periods (2-5 days) before coverage kicks in. Pre-existing conditions and trip cancellation won't be covered.